100% Satisfaction Guarantee  From time to time, sellers have listed their property for a lengthy term and regretted their decision later... perhaps their Realtor was less than competent or they weren't told the truth about current market values! Most agents lock a buyer for up to one year to work with them. Those buyers soon find out that their Realtor is not returning their calls and not sending the hot new listings. These buyers miss out on the best homes. And they end up doing all the work themselves, homes books or surfing the net. These buyers and sellers find that they are stuck with service they aren't satisfied with. Here's What You Can Expect from Me! Worry no more... Buying and Selling with Diane Cardano & Her Home Consulting Team takes away the risk and fear! HOW? I guarantee that you can fire me and cancel your agreement at anytime if you are not satisfied with my service. No hassles - it's easy! We offer an Easy Exit Agreement, which allows the client to cancel at any time during the process if he/she is not satisfied with our service. This guarantee will allow you to relax, knowing you won't be locked into a bad relationship with the wrong Realtor. You can enjoy the caliber of service that you'll receive from an agent who's confident enough to make this offer! 
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PREFERRED CLIENT
EASY EXIT AGREEMENT
We guarantee to let you cancel
your Preferred Client agreement at any time, prior to selling or buying a
home, if you feel we have not done our job as outlined in the Preferred Client
agreement.
Client must give Diane and her
team at least 45 days service before canceling the agreement.
The benefits to you are: You
do not have to worry about getting into a long-term commitment if you are not
100% satisfied with the service we are providing. You do not have to worry
about lengthy broker protection periods if you decide to cancel the agreement.
These periods usually last 120 to 180 days, restricting your ability to buy a
home unless you use that broker. You do not have to pay any costly
"cancellation fee". This fee may cost you hundreds, even thousands, of dollars
and reduce the amount of money you have to buy a home. We make buying and
selling a home with us totally risk free.
Our responsibility to you:
Diane Cardano and her team of Consultants are committed to providing the
highest level of service in the real estate industry. Our success depends upon
this commitment to serve your needs and to continue growing our business. We
realize that you are the most important element in this relationship.
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What is the role of the U.S. Housing Authority?
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| A |
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states. |
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