Abington, Upper Dublin, Whitemarsh and Springfield Township Pennsylvania real estate listings, home buying, selling and relocation information

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the most common name for a city in the United States?
A	Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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Diane Cardano-Casacio & Associates, REALTORŽ, real estate agents and broker for Abington, Upper Dublin, Whitemarsh and Springfield Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Cardano-Casacio & Associates
Diane Cardano & Associates/Cardano Realtors
1021 Old York Road, Suite 401
Abington, PA 19001
Office: 215-576-8666 Ext. 17
Direct : 610-825-5553
Toll Free : 888-869-4157
Fax: 215-576-8677
Email: Philadelphia-Area-Homes@NUMBER1EXPERT.com
Diane Cardano-Casacio is your Abington, Upper Dublin, Whitemarsh, and Montgomery Township Expert. She is the owner of Diane Cardano & Associates/Cardano Realtors and a leader of the Montgomery County & surrounding counties. Diane has a team of professionals whose goal is to protect their client's real estate assets! Her sellers get more money per square foot, in the least amount of time, hassle-free! Due to Diane's expert marketing, personalized service and state-of-the-art technology, 90% of the team's business comes from referrals from satisfied clients. Diane and her team also welcome new clients. Call for your personal consultation today and start your own referral tree!

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